If your company is looking for help with obtaining loans for the acquisition of a business, UPS Capital Business Credit may be able to help you. As a preferred SBA lender in most major markets, we can quickly process and evaluate SBA loan applications, saving you valuable time compared to some other lenders. UPS Capital Business Credit works with business brokers to facilitate smooth transactions for buyers and sellers.

The Program at a Glance:

• Owner equity/initial investment as low as 20% of the total project cost
• Loan based on strong historical cash flow
• Blended loan terms up to 25 years depending on asset mix
• Loans from $250,000 to $2 million
• Working capital financing with most business acquisition loans

Eligibility Requirements:
Most for-profit companies are eligible for SBA 7(a) Loan financing. Following are some of the qualifications:

• Retail and service businesses with receipts (three-year average) not exceeding $6 million to $20 million, depending on the industry
• Wholesale business with up to 100 employees regardless of sales volume
• Manufacturers with employees up to 500 depending on the industry, regardless of sales volume

Like other business loans, you will be required to provide collateral and show adequate cash flow and an appropriate debt/net worth ratio.

Products are offered through UPS Capital Business Credit, a subsidiary of UPS Capital Corporation. Products may not be available in all areas. Check with your UPS Capital Business Credit representative for local availability. Credit availability is subject to approval. Products may be modified based on requirements.